SME lending solutions

Arab Bank offers a wide range of financial products and services that cater to the specific needs and challenges of small and medium-sized businesses enabling them to grow and succeed in their respective industries, while backing them up with expert professional advice, streamlined account management and efficient quick services.

Point of Sale (P.O.S) Loan:

Loan amount up to JD 100K based on total “Point of Sale” credit turnover and reaching up to a tenor of 36 months.

Quick Loan:

Catering your bills and day-to-day operations in a fast pace. Loan amount is up to 30 K JOD with accommodating repayments up to 36 months.

Medical Loan:

Financing Doctors’ medical equipment and machinery with a loan amounting to 100 K JOD for a tenor up to 36 months.

Auto Loan:

Catering your business’s transportation needs by financing up to 4 vehicles through our Auto Loan up to 75 K JOD. Small business can schedule their repayments smoothly up to 72 months.

SMEs Cash to cash loan:

With Arab Bank SMEs “Cash to cash” loan, meeting your business requirements couldn’t be easier or more convenient. It is flexible, easy to arrange and it offers you a host of benefits including:

• Competitive interest rate
• Loan amount that meets your business needs
• Loan tenor based on your business cash flow and needs
• No guarantor required
• Flexible Top up / Re-finance facilities
• Installment postponement
• Simple procedures with nominal documentation

Credit Card:

A wide range of credit cards offering a comprehensive suite of financial and digital payment solutions that caters to business day-to-day and long term payments needs.

 A Pre approved credit card is also granted to SME customers with the disbursement of each loan.

Revolving Lines of Credit/ Overdrafts

 Such as Revolving Lines of Credit/ Overdrafts covering short-term working capital requirements for trading and industrial activities.

Term Financing

Arab Bank provides term finance facilities over an agreed term, covering specific capital expenditure requirements to empower SME and help them achieve business growth.

For further information about these products and services and to be contacted by one of our agents, please call us on 06-4600900

Trade finance products and services
Backed by our global network and in-depth trade expertise, Arab Bank’s trade finance offering is uniquely positioned to support SME trade finance business, locally and across borders.

Expert-led workshops

Expert-led training aimed at giving SMEs practical insights and financial knowledge to help grow their businesses and deliver their objectives.

Arab Bank Regional Facility with European Investment Bank (EIB) for SMEs
The European Investment Bank (EIB) and Arab Bank have signed a financing contract to support small and medium-sized enterprises (SMEs) in Jordan and other countries in the region. The agreement comes as part of the joint efforts to enhance the prospects of economic growth and support financial inclusion.

Note: These facilities are subject to the terms and conditions of Arab Bank and EIB.
For more details, please visit any of our specialized service centers or any of our branches or call +96264600900.

Agreements of Arab Bank 

• The Bank has utilized the Central Bank of Jordan financing program to support the industry, agriculture, tourism and renewable energy sectors in Jordan.
• World Bank. Agreement signed on 2013 and 2016.
• Arab Fund for Economic and Social Development. Agreement signed on 2014 and 2017.